There are 10,000 baby boomers aging into Medicare every day for the next 10 years; That’s a lot of people looking for information about Medicare! Here's how it works.

There are 2 ways to get your Medicare

Medicare is divided into 4 parts and each plays a unique role in your healthcare. The first way to receive healthcare is original Medicare which includes parts A, B, and D as well as a Medicare supplement.

Part A

Covers all things that happen in a hospital, and you usually don’t pay any premiums for part A.

Part B

Covers all things that happen in the doctor’s office. The 2017-Part B premium for most people is $134.00.

Part D

Helps offset the costs of your prescription drugs

*The 2017 national average premium for a Part D drug plan is $34.00

3

Supplements

Supplements are also known as Medigap plans. A Medigap plan is where Medicare A & Medicare B is your primary health insurance and then, you purchase a Medigap plan to cover the gap Medicare doesn’t pay for.

Second way to receive your Medicare is Part C

Part C of Medicare is also called an “advantage plan” and it rolls everything up into one plan.

Benefits of Part C

  • You get the convenience of a single plan
  • Many plans include a prescription drug plan
  • You have access to a network of doctors and hospitals
  • Many plans offer additional benefits such as dental, vision, hearing, and preventative care
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When do you qualify for Medicare?

You have 7 months to enroll once you age in: 3 months before your birthday and 3 months after your birthday.

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When should you sign up for Medicare?

If you are not receiving social security, you will need to sign up online or at your local social security office.

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When will you receive your Medicare Card?

Look for your Medicare card 3 months before your birthday.