Turning 65

TURNING 65

“Myhealthcare Advisors” want you to know there is some great news about turning 65. You are now eligible for Medicare and we want you to be informed. “Myhealthcare Advisors will explain exactly what the program is by outlining the many options Medicare provides. You can rest easy knowing we are here to help you make intelligent Medicare choices.

What is Medicare and who is eligible?

Medicare is health insurance for people 65 years or older, it is also available for people under age 65 with certain disabilities. Medicare has four parts Part A, which is hospital insurance Part B, which is medical insurance Part C, which is Medicare Advantage Plans Part D, which is Prescription Drug Coverage.
if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years, then; You are eligible for premium-free Part A.

What is the difference between Medicare and Medicaid?

Medicare is a health insurance program that is available to eligible people over 65 as well as individuals with special needs or circumstances. If you have been paying Social Security and Medicare payroll taxes, then you probably qualify for Medicare. Medicaid on the other hand is a joint Federal/State program that helps people who have a limited income pay for their medical costs regardless of age.

When should you apply for Medicare benefits?

If you’re eligible at age 65, your initial enrollment period begins three months before your 65th birthday, includes the month you turn age 65, and ends three months after that birthday. It’s important to enroll during this time. If you do not enroll during the Initial Enrollment Period, you might incur late fees and must wait until the General Enrollment Period the following year.

How do you sign up for Medicare?

You can file for Medicare online at the department of Social Security during your enrollment period, if you do not wish to apply online you can make an appointment by calling 1-800-772-1213 or visit your local social security office.

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